Bond Specialists

Bond specialists in South Africa, as their name implies, specialise in advising on the procurement of home and other property bonds, as well as in procuring these bonds on behalf of potential South African property buyers. They are in a position to offers services like taking property buyer's criteria and requirements into account in getting them the most appropriate bonds to suit their needs. This is a service that takes a lot of the headache out of finding a suitable bond when buying property. Not only that, but many property buyers, especially those who are embarking on this daunting endeavour for the first time, are not aware of all the options at their disposal, and will therefore accept a less than perfect solution as they are unaware that there are other options available to them.

Bond specialists also carry more clout with bond originators, by virtue of their experience in dealing with them, as well as through the fact that they are a good source of business. For this reason, these specialist bond companies can more often than not negotiate a better deal than can an individual buying property for the first time. This is especially true when it comes to negotiating on the all important interest rate that the lending company, usually a bank, will be prepared to finance the property at.

Bond specialists in South Africa are usually independent property brokerage houses, although there are also bond specialists within the banks, who can help with making the process of securing a bond as efficient as possible. The difference is that the latter are beholden to the bank that they work for, and are certainly not going to apprise a potential client of better options that exist at another financial institution. This is where independent brokers hold the edge when it comes to being reliable bond specialists - as they are not tied to any specific bank, they are at liberty to advise clients where they can get the best deals when it comes to financing the property that they wish to buy.

These days bond specialists also operate online, with many of them providing useful web sites full of information, and allowing you to configure a bond that best suits your requirements, and once you've done that, to apply for it online. This initiates a process whereby the bond specialists will contact you to take the process further.

South African Bond Specialists

Bond Choice

Bond Choice has grown from strength to strength since its launch a few short years ago and is known as truly South African bond specialist.

Sanlam Home Loans

As a broad South African financial services group, Sanlam has many strengths including as a leading specialist in the provision of bonds or home loans to South African home buyers from all walks of life.

SA Home Loans

As a self proclaimed bond or home loan specialist, SA Home Loans has proved itself to be a pioneer in the field and was the first company to introduce South Africans to a 20-year fixed rate home loan.

Old Mutual Home Loans

Old Mutual prides itself in providing all manner of professional financial services, including as one of SA`s top bond specialists with an impressive range of home loan offerings.

SecuBond

SecuBond offers its bond specialist services free to its clients, who can apply for home loans online from the comfort and privacy of their own homes or offices.